Cheap LLC Florida: Costs, Requirements, and Savings Tips
Start a cheap LLC in Florida with low fees and strong tax benefits. Learn state filing costs, annual fees, and money-saving tips for new business owners. 5 min read updated on October 13, 2025
Key Takeaways
- Forming a cheap LLC in Florida is possible due to relatively low state fees and minimal ongoing costs compared to many other states.
- The Articles of Organization filing fee is $125, and annual report renewals cost $138.75.
- Florida LLCs offer flexible management, privacy benefits, and no state income tax, making them attractive to small business owners.
- Single-member LLCs in Florida no longer have the same asset protection as multi-member LLCs, so business owners should consider additional legal safeguards.
- Additional costs may include registered agent fees, operating agreements, and optional business licenses depending on industry and location.
- Using online formation services and understanding exemptions can further reduce startup costs.
Florida LLC Fees are a key part of filing to incorporate an LLC in the State of Florida. A limited liability company, referred to as an LLC, is a flexible, tax efficient, and less-liable way to operate a business in the state of Florida. It offers business owners the flexibility of partnerships and sole proprietorships, with the legal protection and tax benefits of corporations. LLC members can include individuals, corporations, and foreign entities. There isn't a limit on the number of members an LLC can have.
There are two types of Florida LLC fees. There is the fee to register the LLC with the state of Florida, such as to file legal business forms. There are also annual fees.
Additional Costs to Consider
Besides state filing and annual fees, you might also face:
- DBA (Fictitious Name) registration: $50 filing fee if your business name differs from your LLC name.
- Certificate of Status: $5 for verification when opening business bank accounts or bidding on contracts.
- Certified copies: $30 for official state-certified LLC documents.
- Legal consultation or compliance assistance: Depending on complexity, legal advice can range from $150–$500 per hour, though many affordable flat-rate services are available.
These costs are optional but often necessary to maintain compliance and credibility, especially for growing LLCs.
Understanding Single-Member vs. Multi-Member LLCs
While single-member LLCs are common among solo entrepreneurs, Florida law treats them differently for asset protection.
- Single-member LLCs: After the 2011 legislative change, creditors can pursue the assets of single-member LLCs to satisfy personal debts.
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Multi-member LLCs: Still enjoy stronger protection through “charging order” remedies, limiting creditor access to company distributions rather than assets.
If you plan to operate alone but want more protection, you might add a trusted partner or form a separate holding entity to strengthen liability protection. Consulting an attorney can help determine which structure best fits your situation.
Tips for Starting a Cheap LLC in Florida
If your goal is to minimize costs while maintaining compliance, consider these strategies:
- File online through Sunbiz.org: Filing electronically eliminates mailing costs and speeds up approval.
- Act as your own registered agent if you have a physical Florida address. This avoids recurring service fees.
- Draft your own operating agreement using a reliable template, provided you understand Florida’s LLC laws.
- Apply for your EIN directly through the IRS website to avoid unnecessary service fees.
- Avoid late filing penalties by setting annual report reminders early in the year.
- Bundle formation and compliance services if using a formation company—many offer free registered agent service for the first year.
Taking these steps can significantly reduce your out-of-pocket expenses, allowing you to launch a cheap LLC in Florida without sacrificing compliance or protection.
Breakdown of Florida LLC Formation Costs
When forming an LLC in Florida, you’ll encounter both state filing fees and optional business expenses. The main costs include:
- Articles of Organization filing fee: $125, paid to the Florida Division of Corporations. This fee includes both the $100 filing fee and the $25 registered agent designation fee.
- Annual Report fee: $138.75, due every year between January 1 and May 1. Missing this deadline adds a $400 late fee.
- Registered Agent service: If you appoint a commercial registered agent, expect to pay $50–$150 annually depending on the provider.
- Operating Agreement (optional but recommended): Although not filed with the state, drafting one ensures clarity on member rights and reduces future disputes.
- EIN application: Free when filed directly with the IRS, though many third-party sites charge $50–$100 for assistance.
- Business license or permits: Costs vary by county and type of business; local municipalities may charge $30–$100 annually.
While Florida’s base fees are already among the most affordable in the U.S., understanding these costs helps you accurately estimate the total expense of forming and maintaining your LLC.
Why Florida Is a Cost-Effective State for LLCs
Florida is one of the most cost-effective states for small business formation. Entrepreneurs seeking a cheap LLC in Florida enjoy several financial advantages:
- No state income tax: Florida doesn’t tax personal income, allowing LLC profits to pass through to members without additional state-level taxation.
- Low filing and maintenance costs: The initial filing and annual report fees are lower than those in high-cost states like California or Massachusetts.
- Business-friendly legal structure: Florida LLCs are governed by Chapter 605 of the Florida Statutes, which emphasizes flexibility, minimal formalities, and strong privacy protections.
- Affordable professional services: Many Florida law firms and registered agents offer budget-friendly packages for LLC formation, keeping total startup expenses under $300 for most owners.
- Asset protection options: Although single-member LLCs lost some protection in 2011 due to legislative changes, multi-member LLCs still offer strong liability shields, and business owners can use trusts or multi-entity strategies to strengthen protection.
Together, these benefits make Florida one of the most attractive destinations for entrepreneurs who want to minimize startup costs while maintaining robust legal protection.
Frequently Asked Questions
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How much does it cost to start a cheap LLC in Florida?
The total cost starts at $125 for state filing, plus optional expenses like a registered agent ($50–$150) and an annual report fee of $138.75. -
Can I start an LLC in Florida with no money?
Not entirely—state filing fees are mandatory. However, by filing online, serving as your own registered agent, and using free IRS and contract templates, you can form an LLC for under $150. -
Do I need a business license for a Florida LLC?
Not all businesses need a license, but many industries—like food service or construction—require local or state permits. Check with your county’s licensing office for exact fees. -
Are there hidden fees when forming a Florida LLC?
No hidden state fees exist, but optional expenses—like name reservations, certified copies, or professional help—can increase total costs slightly. -
How can I keep my Florida LLC compliant each year?
File your annual report by May 1, maintain a registered agent, and renew any local business licenses. Missing these steps can result in late fees or administrative dissolution.
If you need help with Florida LLC fees, you can post your legal need on UpCounsel's marketplace. UpCounsel accepts only the top 5 percent of lawyers to its site. Lawyers on UpCounsel come from law schools such as Harvard Law and Yale Law and average 14 years of legal experience, including work with or on behalf of companies like Google, Menlo Ventures, and Airbnb.
