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Browsing articles tagged with "Insurance - UpCounsel Blog"

What Types of Insurance Do I Need for My Small Business?

So many times as small business owners and entrepreneurs we face this same predictable dilemma of trying to balance a bare bones budget to give our dreams flight. As if starting a business wasn’t hard enough, we are also faced with choosing between the urgent and the necessary. Paying the electric bill and your employees is urgent. Buying supplies, paying for marketing, and applying for IP protection is necessary… and so is insurance.

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42% of Americans Don’t Know Affordable Care Act is Law, Poll Says

It’s no secret that Americans don’t know much about politics: according to one source, less than half of those tested on basic U.S. politics could name the three branches of the government (AmericanCivicLiteracy). According to a study Affordable Care act by the Kaiser Family Foundation, this embarrassing claim is more than true. The study suggests that Americans are woefully unaware of the status and details of the highly controversial Affordable Care Act, also known as Obamacare.   The Facts   The Affordable Care Act, or ACA, was signed into law on March 23, 2010 after considerable debate. The issue of health care was big during the 2008 Presidential Campaign, and future President Obama listed universal health care as a high priority. Work on health care reform started in 2009, and it eventually made it through the Senate, the House, and into the law books (HealthCareReform).   The Affordable Care Act …

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Hiring Your First Employee

This guide covers hiring an at-will employee in California, but can have general applicability in other states.  It was created by 2 California employment attorneys independent of UpCounsel.  Hiring your first employee is a big project because there are a number of additional administrative tasks. The physical work can be taken care of in half a day, but the whole process can take up to 1 week.  The following guide has 16 steps, but many can be accomplished at the same time or on the same day.  Major legal concerns include intellectual property protection, state and federal labor regulations and the freedom of terminate the employee at-will. Legal Documents You Will Need Employee Offer Letter Confidentiality and Invention Assignment Agreement Board Minutes and Equity Agreement for options or restricted stock (Optional)

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